Free CFO tools
The tools of the trade. Free.
These are the tools I use inside client engagements: working formulas, built properly, adapted for South African businesses. Leave a few details about your business and they're yours.
Tool 01 · Cash
13-Week Cash Flow Forecast
The first tool I build in any new business. A quarter is long enough to see trouble coming and short enough to be accurate. Most businesses that run out of cash saw the problem 6 to 10 weeks too late.
- 13-week rolling model: opening balance, cash in, cash out, closing balance, all formula-driven
- Built for SA: SARS line (VAT / PAYE / tax), owner drawings, rand formatting
- Set your minimum cash buffer: weeks below it turn amber, below zero turn red
- The 15-minute Monday routine that makes the forecast work
- Excel file (.xlsx) that also works in Google Sheets and Numbers
More tools are on the way, and the same details get you all of them.
It's yours.
Download the forecast below, and read the “Start Here” tab before anything else. It takes two minutes and is the difference between a spreadsheet and a habit.
Download the 13-Week Cash Flow ForecastIf the forecast keeps turning amber, the problem sits upstream of the spreadsheet. Talk to me.